Today is week 10 of Financial peace university. I am getting there. I am totally loving these classes and the things I am learning in them. It helps keep the goal in mind and motivates me to keep going. I think the most surprising thing to me has been how easy it is to NOT spend money. When I do my budget I spend every dollar on paper before the month begins, this allows me to plan what my income will be spent on for that month. It takes away the ability to walk in a store and spontaneously buy something. I love being more disciplined. I had a garage sale yesterday, although I did not make as much as I thought I would it still helped earn a little money and get rid of more stuff that I didn't need anyway. My townhouse is still scheduled to close at the end of this month and that will allow me to pay off a huge majority of my debt only leaving me with a little left on my HELOC and then my primary mortgage on this house. I hope to have that all taken care of and paid off in 4 years. It is a very aggressive goal but one I believe to be completely attainable.
Of course the frustration of my job just motivates me more to keep chugging along and paying things off faster. Dave talks about being "gazelle intense" and boy do I have that covered. I know that with no debt I can quit the job I hate and start doing something that I am truly passionate about, something that speaks to my heart, something that will help others. I am have very excited goals for my life...I can't wait to share them all with you....stay tuned.
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